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Plans for
Current Employees


For more information, please contact Human Resources

Phone: (562) 985-7476

All submissions are due by Friday, November 18th at 3:00pm.

Below is a detailed breakdown of all medical, dental, and vision plan options available. To help navigate through Open Enrollment, here are several FAQs for your review.

To Make Changes

If you are interested in enrolling into a new plan or adding/removing dependents, please complete both the form for the plan you choose (available in Human Resources) and the Open Enrollment Change Notification Form and return both to Human Resources by Friday, November 18th at 3:00pm.

To Keep Existing Coverage

If you are satisfied with your health coverage and do not want to make any changes, simply complete the Open Enrollment Change Notification Form to notify our office that you do not wish to make any change to your existing plan coverages for the 2017 plan year. For your convenience, here is a summary of all plan rates for 2017.

Medical Plan Option

The Shops offer Kaiser HMO, Anthem Blue Cross HMO & HMO Select and Anthem Blue Cross PPO.

Your plan options are:

Dental Plan Options

The Shops now offers Delta Dental of California as the Dental PPO plan of choice. Dental HMO remains with MetLife/Safeguard HMO.

Delta Dental PPO

MetLife/SafeGuard Dental HMO

Vision Plans

The Shops will continue to offer the same vision plan benefits as we did last year. Our plan of choice has been VSP.

Additional Programs

Voluntary Life and Accident Death & Dismemberment Plan

This year we will continue to offer a Voluntary Life and Accidental Death and Dismemberment Plan (AD&D). This plan will allow you to purchase additional life and/or AD&D coverage for you and your family. These voluntary plans are now offered through The Hartford and provide peace of mind that your family will be provided for should something unexpected happen.

Flexible Spending Account Option

The Flexible Spending Account is a voluntary plan where you elect to have automatic deductions taken from your check and put into a Flex Plan so that you do not pay taxes on that amount. The money that you elect to deduct can either be used to reimburse you for medical expenses and/or for childcare expenses that you incur during the year, depending on the deduction amounts for each plan in which you enroll.

The maximum annual contribution limit for Medical Flexible Spending Accounts is $2,600.

Benefits Waiver Program

The Forty-Niner Shops offers a Benefits Waiver Program to help manage your benefits coverage. If you have medical, dental, and vision coverage outside of the Shops, the Benefits Waiver Program pays you cash in lieu of medical coverage. You must provide proof of coverage to participate. To learn more about this program, please see the Benefits Waiver Programs summary below.